Owning real estate is one of the biggest decisions that you will ever make. That is why our lending team at American Eagle is ready to guide you each step of the way! If you are thinking of purchasing a home or are interested in getting pre-qualified, our Loan Officers are here to help you determine how much you can afford while finding the best loan product to fit your needs.
American Eagle FCU also offers competitive rates for those looking to refinance. We offer loans that will allow you to strictly refinance your rate and payment, as well as programs that offer you cash at closing to consolidate bills or make home improvements.
American Eagle makes it easy to buy your first home. We offer first time homebuyers:
American Eagle offers competitive low rate options for a member in need of a mortgage in excess of $424,100.
American Eagle offers a variety of adjustable rate loan programs that may fit your needs. Adjustable Rate Loans, also referred to as ARMS, may offer a lower introductory rate than a fixed mortgage product. However, the rate is not fixed for the term of the loan, and will adjust after the fixed portion of the loan has expired.
American Eagle offers the following Adjustable Rate Loans:
Let us keep an eye on rates for you! We can email you current rate information on a regular basis, or just when it reaches a rate you’re looking for Sign up for Rate Watch today.
| Fixed Rates | ||
| 30 Year Fixed Rate | ||
| Rate | APR | Points |
| 5.750% | 5.833% | 0.000% |
| 20 Year Fixed Rate | ||
| Rate | APR | Points |
| 5.250% | 5.358% | 0.000% |
| 15 Year Fixed Rate | ||
| Rate | APR | Points |
| 5.125% | 5.262% | 0.000% |
| Adjustable Rates | ||
| 10y/6m Adjustable Rate | ||
| Rate | APR | Points |
| 5.000% | 4.852% | 0.000% |
| 7y/6m Adjustable Rate | ||
| Rate | APR | Points |
| 4.500% | 4.512% | 0.000% |
| 5/5 Year Adjustable Rate | ||
| Rate | APR | Points |
| 4.750% | 5.293% | 0.000% |
How much would my monthly payment be?
Can I save money by refinancing now?
Contact one of our Mortgage Professionals to answer any of your questions or to ask for advice. Click on the link below to select a loan originator in your area or call 1-800-842-0145 x 5105.
Email one of our loan officers directly by clicking the link below or email our general mailbox at mortgages@aefcu.com!