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Mortgage and Home Equity Loans


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American Eagle Federal Credit Union Benefits
Do you still want to have personal assistance?
You can call or e-mail one of our mortgage professionals to answer any of your questions or to ask for advice.
Pre-approvals
We offer pre-approvals, so you can shop for your home knowing that you can afford the mortgage.
Roll Down Option
If you choose to rate lock your loan, you have the option of a one-time Roll Down Option. If the interest rate offered by AEFCU for the product you have selected on any given day is lower than your locked rate, AEFCU will roll down the locked rate to the lower rate at your request. It is your responsibility to watch the rates and notify AEFCU if you would like to exercise this option. The $250 fee will be due within one business day of your decision to roll down the rate. If the fee has not been received within one business day, the roll down will be nullified and your original locked rate will once again be in effect. The roll down option must be elected no later than 5 business days prior to closing. This fee is non-refundable, even if your rate expires.
Confused about which program to choose?
We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. Are you a first time home buyer? We offer products online specifically for you! We offer easy to understand explanations of each program on the site and a Mortgage Loan Consultant is always just a call or e-mail away!

30 Year Fixed Rate
 Rate  APR  Points
 5.375%  5.420%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 5.250%  5.310%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.750%  4.825%  0.000%
10/1 Year Adjustable Rate
 Rate  APR  Points
 5.250%  4.560%  0.000%
7/1 Year Adjustable Rate
 Rate  APR  Points
 5.000%  4.130%  0.000%
5/1 Year Adjustable Rate
 Rate  APR  Points
 4.750%  3.827%  0.000%
3/1 Year Adjustable
 Rate  APR  Points
 4.500%  3.570%  0.000%

Assumptions



    email: info@americaneagle.org
    860.568.2020   800.842.0145
Federally insured by NCUA. Equal Opportunity/Equal Housing Lender.